What is zipMoney?
zipMoney is a safe, simple and convenient way to pay for your purchase over time. It provides you with the flexibility to buy today and pay later on an interest-free payment plan.
How zipMoney works

Step 1
Apply
Apply now and get a decision in minutes

Step 2
Shop
zipMoney pays Millk on your behalf – today

Step 3
Repay
You pay zipMoney in monthly payments
Frequently asked questions
Who can apply?
Must be 18 years of age
Must be an Australian citizen or a resident
Must be employed in some capacity
How can I apply?
What else should I know?
What are the benefits?
What are the fees?
No deposit so nothing to pay today
A one off establishment fee may apply. Don’t worry this is added to your interest free balance. Please see your application and contract for details.
Minimum monthly payments apply. See your contract and application for details.
An interest free period of up to three months, after which interest will accrue at the standard annual percentage rate
A small monthly admin fee (only payable if a balance is owing) Please refer to your contract, terms and conditions for further information.
Where can I find out more?
Call us on (02) 82942345
Email us at customercare@zipmoney.com.au
Terms and conditions
Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently {InterestRate}. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of {MonthlyFee} (when balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Visit wwww.zipMoney.com.au to find out more.